Essex County and Montclair Township property record for 1 Harvard St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,648 sqft · built 1923 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,946 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04510-0000-00015 |
| Primary APN | 13-04510-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,648 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 5,700 sqft (0.131 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130451000015 |
|---|---|
| Street Address | 1 HARVARD ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 57X100 IRR |
| Legal Block | 4510 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16500 |
1 Harvard St is owned by a company that acquired it in July 2013.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 125 GLENRIDGE AVE, 1739, MONTCLAIR, NJ 07042-6865 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COM'L LLC |
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2013 |
| Deed Sale | Jul 29, 2013 |
| Deed Book / Page | 12448 / 6235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 1 HARVARD ST, MONTCLAIR, NJ 07042-5027 |
| Document Number | 0000023514 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202623514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GUARDIAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000023514, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202623514 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 1 HARVARD ST, MONTCLAIR, NJ 07042-5027 |
| Document Number | 0000016451 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 HARVARD ST MONTCLAIR NJ 070425027, MONTCLAIR, NJ 07042-5027 |
| Document Number | 0000016451 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 16451 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | LISLE, IL 60532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 1 HARVARD ST, MONTCLAIR, NJ 07042-5027 |
| Document Number | 0000031563 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 HARVARD ST MONTCLAIR NJ 070425027, MONTCLAIR, NJ 07042-5027 |
| Document Number | 0000031563 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 31563 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.05% |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,400 (-) Land $298,200 Building $212,200 | $510,400 (-) Land $298,200 Building $212,200 | |
| 2025 | $17,946.00 (+3.33%) | $510,400 (-) Land $298,200 Building $212,200 | $510,400 (-) Land $298,200 Building $212,200 |
| 2024 | $17,368.00 (+3.5%) | ||
| 2023 | $510,400 Land $298,200 Building $212,200 | $510,400 Land $298,200 Building $212,200 | |
| 2022 | $16,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Harvard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Harvard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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