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1 Harvard Dr, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1 Harvard Dr, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,002 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$542,000 (Mar 2019)
Tax Bill$2,805 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN028-10-07-016.00

Property Details

APN / Parcel Number

Primary APN028-10-07-016.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,002 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1 HARVARD DR
CityFT MITCHELL
StateKY
Zip41017-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNYMEDE ANNEX SEC 4B LOT 83 0.3 ACS NWS HARVARD DR
Legal SubdivisionSUNNYMEDE ANNEX
Legal Phase4B
Legal Lot Number83
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3017
Census Tract64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Mar 11, 2019Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FNDG
Nov 4, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleApr 28, 2003 · Amount on Record
Deed Document Number201903 11 059 00053
Deed Book / Page6614 / 255
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900053
DateJul 6, 2021
Book Page238/445
Instrument21070605900053
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
Document Number0000000032
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 HARVARD DR FORT MITCHELL KY 410172836, FORT MITCHELL, KY 41017-2836

Mortgage

Document Number0000000032
DateNov 19, 2020
Book Page00M129/000123
Instrument32
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 18, 2035

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
Document Number0000000035
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedApr 7, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 HARVARD DR FORT MITCHELL KY 410172836, FORT MITCHELL, KY 41017-2836

Mortgage

Document Number0000000035
DateFeb 12, 2020
Book Page000M11/000223
Instrument35
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 11, 2019
Property Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
Document Number0000000053
Book / Page0C6614 / 000255
Instrument DateMar 8, 2019
Instrument53
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$542.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 HARVARD DR FORT MITCHELL KY 410172836, FORT MITCHELL, KY 41017-2836

Mortgage

Document Number54
DateMar 11, 2019
Book Page0C6614/000259
Instrument54
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1 HARVARD DR, FT MITCHELL, KY 41017-2836
Document Number0000000385
Book / Page0C6299 / 000022
Instrument DateNov 4, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 HARVARD DR FORT MITCHELL KY 410172836, FORT MITCHELL, KY 41017-2836

Mortgage

Document Number0000000385
DateNov 20, 2017
Book Page0C6299/000022
Instrument385
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,000 (-) Land $100,000 Building $650,000$750,000 (-) Land $100,000 Building $650,000
2025$2,805.00 (+15.81%)$750,000 (+26.01%) Land $100,000 Building $650,000$750,000 (+26.01%) Land $100,000 Building $650,000
2023$2,422.00$595,200 Land $100,000 Building $495,200$595,200 Land $100,000 Building $495,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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