Otsego County and Oneonta Town property record for 1 Harrison Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 872 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2021) |
| Tax Bill | $3,338 (2026) |
| Deeds & Mortgages | Jul 2021 Sale Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-2-68.00 |
| Primary APN | 364600 299.07-2-68.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 162 sqft |
| Carport | Carport |
| Carport Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 097810 |
|---|---|
| Street Address | 1 HARRISON AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 985 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 68.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 HARRISON AVE, ONEONTA, NY 13820-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Warranty Deed, Transfer |
| Dec 20, 2019 | Deed of Trust, Mortgage COMMUNITY BK NA |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK NA |
| Nov 8, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 20214089 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0000000424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 23, 2021 |
| Property Address | 1 HARRISON AVE, ONEONTA, NY 13820-1106 |
| Document Number | 0000000089 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021-4089 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 MILLER ST, ONEONTA, NY 13820-2232 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 1 HARRISON AVE, ONEONTA, NY 13820-1106 |
| Document Number | 0000006083 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 316 HUBBARD HILL RD MARYLAND NY 121162204, MARYLAND, NY 12116-2204 |
| Document Number | 0000006083 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 6083 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 29, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 30, 2019 |
| Property Address | 1 HARRISON AVE, ONEONTA, NY 13820-1106 |
| Document Number | 0000006082 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 6082 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 HUBBARD HILL RD MARYLAND NY 121162204, MARYLAND, NY 12116-2204 |
| Document Number | 6083 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 6083 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 8, 2018 |
| Property Address | 1 HARRISON AVE, ONEONTA, NY 13820-1106 |
| Document Number | 0000005424 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 5424 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 WEST ST ONEONTA NY 138204652, ONEONTA, NY 13820-4652 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,338.00 (+0.42%) | ||
| 2025 | $3,324.00 (+245.89%) | $104,000 (-) Land $19,000 Building $85,000 | $148,571 (+11.43%) Land $27,143 Building $121,428 |
| 2023 | $961.00 | $104,000 (-) Land $19,000 Building $85,000 | $133,333 (+12.82%) Land $24,359 Building $108,974 |
| 2022 | $104,000 Land $19,000 Building $85,000 | $118,182 Land $21,591 Building $96,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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