Berkshire County and Adams Town property record for 1 Harmony St, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1960 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,526 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Refinance + 2 more |
| APN | 41190000000900 |
| Primary APN | 41190000000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 513 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41190000000900 |
|---|---|
| Street Address | 1 HARMONY ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I |
| Legal Lot Number | 900 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 922100 |
Source: Berkshire County and Adams Town records · APN 41190000000900
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 HARMONY ST, ADAMS, MA 01220-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Oct 27, 2023 | Deed, Transfer · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| May 27, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 1 HARMONY ST, ADAMS, MA 01220-1801 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000015221 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 15221 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 1 HARMONY ST, ADAMS, MA 01220-1801 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014922 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 14922 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Oct 27, 2023 |
| Property Address | 1 HARMONY ST, ADAMS, MA 01220-1801 |
| Document Number | 0000014920 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 14920 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000014921 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 14921 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | May 27, 2022 |
| Property Address | 1 HARMONY ST, ADAMS, MA 01220-1801 |
| Document Number | 0000014698 |
| Instrument | 14698 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,526.00 (+6.14%) | $207,300 (+9.45%) Land $45,600 Building $161,700 |
| 2024 | $3,322.00 (+7.54%) | $189,400 (+13.75%) Land $42,700 Building $146,700 |
| 2023 | $3,089.00 | $166,500 Land $39,300 Building $127,200 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 317 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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