1 Hardwick Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1 Hardwick Cir, Chesapeake, VA 23320

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,428 sqft · built 1979
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on Record
Last Sale$177,000 (Jul 2019)
Tax Bill$2,601 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Feb 2017 Sale & Mortgage
APN0209007000260

Property Details

APN / Parcel Number

Primary APN0209007000260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area714 sqft
Upper Floors Area714 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions44 ft deep x 191 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area264 sqft
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 HARDWICK CIR
CityCHESAPEAKE
StateVA
Zip23320-2427
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRTH1: RESI
Legal DescriptionH-14 RESB IPSWICH TWNVL COL PK SEC 4 PH II PT 2
Legal SubdivisionIPSWICH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1013
Census Tract20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 HARDWICK CIR, CHESAPEAKE, VA 23320-2427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2019Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC
Feb 14, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2019 · Amount on Record
Deed SaleJul 2, 2019 · Amount on Record
Prior SaleFeb 14, 2017 · Amount on Record
Deed Document Number201916346
Deed Book / Page10028 / 513
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 2, 2019
Property Address1 HARDWICK CIR, CHESAPEAKE, VA 23320-2427
Document Number10028/513
Book / Page10028 / 513
Instrument DateJun 28, 2019
Instrument190016346
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HARDWICK CIR, CHESAPEAKE, VA 23320-2427

Mortgage

Document Number190016347
DateJul 2, 2019
Instrument190016347
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 14, 2017
Property Address1 HARDWICK CIR, CHESAPEAKE, VA 23320-2427
Document Number9755/596
Book / Page9755 / 596
Instrument DateFeb 10, 2017
Instrument170004218
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HARDWICK CIR, CHESAPEAKE, VA 23320-2427

Mortgage

Document Number170004219
DateFeb 14, 2017
Instrument170004219
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,200 (+9.2%) Land $110,000 Building $171,200$281,200 (+9.2%) Land $110,000 Building $171,200
2025$2,601.00 (+51.05%)$257,500 (+13.69%) Land $100,000 Building $157,500$257,500 (+13.69%) Land $100,000 Building $157,500
2023$226,500 (+13.31%) Land $70,000 Building $156,500$226,500 (+13.31%) Land $70,000 Building $156,500
2022$199,900 Land $60,000 Building $139,900$199,900 Land $60,000 Building $139,900
2019$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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