1 Harbor Tree Ct, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 1 Harbor Tree Ct, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,440 sqft · built 1995
Lot Size0.022 acres (950 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2006)
Tax Bill$3,232 (2025)
Flood ZoneZone X (minimal risk)
APN01-02964115

Property Details

APN / Parcel Number

Primary APN01-02964115
Alternative APN
  • 02964115

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,440 sqft Living Area
1st Floor Area480 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area950 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02964115
Street Address1 HARBOR TREE CT
CityMONTGOMERY VILLAGE
StateMD
Zip20886-5822
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTMD
Legal DescriptionCHARLESGATE MV
Legal SubdivisionCHARLESGATE MONTGOMERY
Legal Block3
Legal Lot Number88
JurisdictionMONTGOMERY MD
Township / Civil Division1
Census Block Group3
Census Block3005
Census Tract700105

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 HARBOR TREE CT, MONTGOMERY VILLAGE, MD 20886-5822
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2006 · Amount on Record
Deed SaleJan 12, 2006 · Amount on Record
Prior SaleSep 27, 1995 · Amount on Record
Deed Document Number200640122
Deed Book / Page31626 / 157
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,500 (+8.09%) Land $150,000 Building $177,500$327,500 (-) Land $150,000 Building $177,500
2025$3,232.00 (+39.73%)$303,000 (+19.29%)$327,500 (+28.94%) Land $150,000 Building $177,500
2023$254,000 Land $150,000 Building $104,000$254,000 Land $150,000 Building $104,000
2022$2,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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