1 Harbor Pointe Ct, Bloomington, IL 61704 Property Records

McLean County property record for 1 Harbor Pointe Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,602 sqft · built 1988
Lot Size	0.314 acres (13,689 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2026)
Tax Bill	$7,811 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-185-017`

Property Details

APN / Parcel Number

Primary APN	`14-25-185-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,418 sqft
Basement Area	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	13,689 sqft (0.314 acres)
Lot Dimensions	130 ft deep x 105 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 HARBOR POINTE CT
City	BLOOMINGTON
State	IL
Zip	61704-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE #7 LOT 628
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE
Legal Lot Number	628
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1010
Census Tract	506

Owner

Source: McLean County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 3, 2019	Executor's Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Oct 3, 2019 · Amount on File
Deed Document Number	202612684
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 26, 2026
Property Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409
Document Number	0000012684
Instrument Date	Aug 6, 2026
Instrument	202612684
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409

Mortgage

Document Number	0000012685,
Date	Aug 26, 2026
Instrument	202612685

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010164
Date	Apr 30, 2021
Instrument	2021-00010164

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 3, 2019
Property Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409
Document Number	201900015898
Map Reference	DOC 86-9608
Instrument Date	Sep 25, 2019
Instrument	2019-00015898
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 HARBOR POINTE CT, BLOOMINGTON, IL 61704-1409

Mortgage

Document Number	201900015899
Date	Oct 3, 2019
Instrument	2019-00015899

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,700 (+28.04%) Land $28,868 Building $79,832	$326,100 (+28.04%) Land $86,604 Building $239,496
2024	$7,811.00 (+16.86%)
2023	$6,684.00	$84,895 Land $22,546 Building $62,349	$254,685 Land $67,638 Building $187,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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