1 Harbor Ln, Carrollton, KY 41008 Property Records

Carroll County property record for 1 Harbor Ln, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	2,514 sqft · built 2022
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2020)
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-30-14-22&23`

Property Details

APN / Parcel Number

Primary APN	`10-30-14-22&23`
Alternative APN	`106601`

Interior

Stories	1 Story
Building Area	2,514 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	34,848 sqft (0.8 acres)
Garage Area	572 sqft

Location & Zoning

Account Number	106601
Street Address	1 HARBOR LN
City	CARROLLTON
State	KY
Zip	41008-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS
Legal Subdivision	HARBOR POINT
Jurisdiction	CARROLL KY
Township / Civil Division	PRESTONVILLE
Census Block Group	1
Census Block	1065
Census Tract	950300

Owner

1 Harbor Ln is owned and occupied by an individual who bought it in December 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 HARBOR LN, CARROLLTON, KY 41008-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU
Dec 3, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Deed Document Number	2020100470
Deed Book / Page	218 / 33
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	1 HARBOR LN, CARROLLTON, KY 41008-9409
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M266/719
Date	Jun 17, 2021
Book Page	M266/719
Instrument	102594

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Dec 3, 2020
Property Address	1 HARBOR LN, CARROLLTON, KY 41008-9409
Document Number	000D218/33
Book / Page	D218 / 33
Map Reference	CAB 1 PG 62A,63B
Instrument Date	Nov 20, 2020
Instrument	100470
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 WINSLOW ST, CARROLLTON, KY 41008-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 TILLEY DR, CARROLLTON, KY 41008-9516

Tax Assessment & Valuation

The 2026 property tax bill for 1 Harbor Ln was $3,465, down 0.4% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00 (-0.4%)	$340,000 (-) Land $25,000 Building $315,000	$340,000 (-) Land $25,000 Building $315,000
2025	$3,479.00	$340,000 Land $25,000 Building $315,000	$340,000 Land $25,000 Building $315,000
2023	$3,465.00	$340,000 Land $25,000 Building $315,000	$340,000 Land $25,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Harbor Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	37 (1995–2025)
Claims Outside the SFHA	1 of 37
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 16 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 6 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Harbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures