1 Handzel Rd, Whippany, NJ 07981 Property Records

Morris County and Hanover Township property record for 1 Handzel Rd, Whippany, NJ 07981

Property Summary

Property Type	Single Family Home
Details	2,388 sqft · built 1978
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jun 2024)
Tax Bill	$8,588 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2022 Mortgage + 2 more
APN	`12-08202-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-08202-0000-00011`
Alternative APN	`120820200011`

Interior

Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Street Address	1 HANDZEL RD
City	WHIPPANY
State	NJ
Zip	07981-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	8202
Legal Lot Number	11
Jurisdiction	MORRIS NJ
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3014
Census Tract	42000

Owner

Source: Morris County and Hanover Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jun 10, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2022	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	202420602
Deed Book / Page	24758 / 1797
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315

Mortgage

Document Number	0249660702
Date	Aug 19, 2025
Book Page	24966/702
Instrument	2025033450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245010193
Date	Sep 30, 2022
Book Page	24501/193
Instrument	2022064666

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2052

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 10, 2024
Property Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315
Document Number	0247581797
Book / Page	24758 / 1797
Instrument Date	May 30, 2024
Instrument	2024020602
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,987.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 LYDIA DR, GUTTENBERG, NJ 07093-8380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315

Mortgage

Document Number	2024020603
Date	Jun 10, 2024
Instrument	2024020603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 14, 2022
Property Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315
Document Number	0244291649
Book / Page	24429 / 1649
Instrument Date	Jan 25, 2022
Instrument	2022041019
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	HOME TOWN ABSTRACT LLC-LP, HOMETOWN ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,643.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6115 RAVEN ROCK DR, DENVER, NC 28037-0429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HANDZEL RD, WHIPPANY, NJ 07981-2315

Mortgage

Document Number	2022041020
Date	Jun 14, 2022
Instrument	2022041020

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Morris County and Hanover Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Hanover Township
Secondary School District	Hanover Park Regional School District (09 - 12)
Elementary School District	Hanover Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,400 (-) Land $180,400 Building $227,000	$407,400 (-) Land $180,400 Building $227,000
2025		$407,400 (-) Land $180,400 Building $227,000	$407,400 (-) Land $180,400 Building $227,000
2024	$8,588.00 (+4.67%)
2023		$407,400 Land $180,400 Building $227,000	$407,400 Land $180,400 Building $227,000
2022	$8,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1996–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST MORRIS COUNTY MUA serves 62,349 people · EPA ID NJ1424001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Handzel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures