1 Hamburg St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 1 Hamburg St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 939 sqft · built 1890
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Feb 2022 Refinance Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`743-00026`

Property Details

APN / Parcel Number

Primary APN	`743-00026`
Alternative APN	`CHIC M:0743 P:00026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	939 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	777 sqft
Attic	Attic
Attic Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	743-00026
Street Address	1 HAMBURG ST
City	CHICOPEE
State	MA
Zip	01020-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2010
Census Tract	811302

Owner

1 Hamburg St is owned and occupied by an individual who bought it in December 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 HAMBURG ST, CHICOPEE, MA 01020-4420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Book / Page	25278 / 77
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	1 HAMBURG ST, CHICOPEE, MA 01020-4420
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024420-85
Date	Feb 24, 2022
Book Page	24420/85
Instrument	11671

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 29, 2023
Property Address	1 HAMBURG ST, CHICOPEE, MA 01020-4420
Document Number	0025278-77
Book / Page	25278 / 77
Instrument Date	Dec 29, 2023
Instrument	62058
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 DRACUT ST, LAWRENCE, MA 01843-2533

Mortgage

Document Number	0000062059
Date	Dec 29, 2023
Instrument	62059

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1 Hamburg St was $3,798, up 6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+6.03%)	$249,200 (+5.46%) Land $121,000 Building $128,200	$280,246 (+24.26%)
2025	$3,582.00 (+5.29%)	$236,300 (+2.52%) Land $110,800 Building $125,500	$225,530
2024	$3,402.00 (+6.61%)	$230,500 (+9.45%) Land $108,600 Building $121,900
2023	$3,191.00	$210,600 Land $98,700 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Hamburg St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Hamburg St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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