1 Grant St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 1 Grant St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,730 sqft · built 1909
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2022)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Dec 2023 Refinance Jul 2022 Sale & Mortgage
APN	`41080000001420`

Property Details

APN / Parcel Number

Primary APN	`41080000001420`
Alternative APNs	`ADAM M:1080 B:0000 L:01420` `M:000108 P:000142`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	5,954 sqft
1st Floor Area	886 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41080000001420
Street Address	1 GRANT ST
City	ADAMS
State	MA
Zip	01220-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	1420
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3046
Census Tract	922200

Owner

1 Grant St is owned and occupied by an individual who bought it in July 2022.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1 GRANT ST, ADAMS, MA 01220-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Jul 27, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Deed Document Number	20224697
Deed Book / Page	1798 / 393
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	1 GRANT ST, ADAMS, MA 01220-1604
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001843-346
Date	Dec 8, 2023
Book Page	1843/346
Instrument	6704

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ADAMS MA
Recording Date	Jul 27, 2022
Property Address	1 GRANT ST, ADAMS, MA 01220-1604
Document Number	001798-393
Book / Page	1798 / 393
Instrument Date	Jul 27, 2022
Instrument	4697
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GRANT ST, ADAMS, MA 01220-1604

Mortgage

Document Number	0000004698
Date	Jul 27, 2022
Instrument	4698

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Aug 1, 2032
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 1 Grant St was $3,513, up 5.6% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00 (+5.62%)	$206,500 (+8.91%) Land $58,400 Building $148,100	$256,302
2024	$3,326.00 (-5.67%)	$189,600 (-0.26%) Land $55,000 Building $134,600
2023	$3,526.00	$190,100 Land $50,000 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Grant St; there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Grant St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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