Monroe County property record for 1 Golf Ter, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,721 sqft · built 2003 |
| Lot Size | 0.419 acres (18,280 sqft) |
| Owner | Trust Name on File |
| Last Sale | $6,250,000 (Sep 2025) |
| Tax Bill | $35,764 (2024) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00572690-000000 |
| Primary APN | 00572690-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,721 sqft Living Area |
| 1st Floor Area | 3,676 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 18,280 sqft (0.419 acres) |
| Garage Area | 552 sqft |
| Pool Area | 384 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 2,113 sqft |
| Patio Area | 2,255 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1707678 |
|---|---|
| Old Parcel Number | 07594100572690000000 |
| Street Address | 1 GOLF TER |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 10 LOT 2-A RE-PLAT OF PORTIONS OF OCEAN REEF PLAT 3 PB5-30 KEY LARGO OR220-522/23 OR947-496/97P/R OR947-498 OR947-1503/05 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 3 REPLAT |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
1 Golf Ter is held in a trust since September 2025.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1800 DREAMS LANDING WAY, ANNAPOLIS, MD 21401-1072 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Feb 21, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Aug 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Feb 21, 2023 |
| Deed Document Number | 2514766 |
| Deed Book / Page | 3344 / 571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 1 GOLF TER, KEY LARGO, FL 33037-3709 |
| Document Number | 0033440571 |
| Book / Page | 3344 / 571 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2514766 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $43,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 OXFORD ST, GLEN RIDGE, NJ 07028-1608 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1800 DREAMS LANDING WAY, ANNAPOLIS, MD 21401-1072 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 21, 2023 |
| Property Address | 1 GOLF TER, KEY LARGO, FL 33037-3709 |
| Document Number | 0032121665 |
| Book / Page | 3212 / 1665 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2407422 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1 GOLF TER, KEY LARGO, FL 33037-3709 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 1 GOLF TER, KEY LARGO, FL 33037-3709 |
| Document Number | 0030391024 |
| Book / Page | 003039 / 001024 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2278475 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1 GOLF TER KEY LARGO FL 330373709, KEY LARGO, FL 33037-3709 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,516,470 (-7.67%) Land $4,638,550 Building $1,877,920 | $6,516,470 (-7.67%) Land $4,638,550 Building $1,877,920 | |
| 2024 | $35,764.00 (+6.19%) | $7,057,865 (+5.33%) Land $5,111,088 Building $1,946,777 | $7,057,865 (+5.33%) Land $5,111,088 Building $1,946,777 |
| 2023 | $33,679.00 (+30.71%) | $6,700,770 (+48.7%) Land $4,825,920 Building $1,874,850 | $6,700,770 (+48.7%) Land $4,825,920 Building $1,874,850 |
| 2022 | $25,767.00 | $4,506,263 Land $2,769,420 Building $1,736,843 | $4,506,263 Land $2,769,420 Building $1,736,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Golf Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Golf Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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