1 Gibson Pl, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 1 Gibson Pl, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,373 sqft · built 1984
Lot Size	0.156 acres (6,807 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Oct 2019)
Tax Bill	$7,357 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02017182`

Property Details

APN / Parcel Number

Primary APN	`09-02017182`
Alternative APN	`02017182`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,373 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,473 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,807 sqft (0.156 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	258 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02017182
Street Address	1 GIBSON PL
City	GAITHERSBURG
State	MD
Zip	20878-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPT
Legal Description	WASHINGTONIAN VILLAGE
Legal Subdivision	WASHINGTONIAN VILLAGE
Legal Block	3
Legal Lot Number	28
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	700837

Owner

1 Gibson Pl is owned and occupied by two individuals who bought it in October 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 GIBSON PL, GAITHERSBURG, MD 20878-2856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 7, 2019	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Jun 11, 2010 · Amount on File
Deed Book / Page	58258 / 128
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1 GIBSON PL, GAITHERSBURG, MD 20878-2856
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GIBSON PL, GAITHERSBURG, MD 20878-2856

Mortgage

Document Number	0610310151
Date	Nov 9, 2020
Book Page	61031/151

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 7, 2019
Property Address	1 GIBSON PL, GAITHERSBURG, MD 20878-2856
Document Number	0582580128
Book / Page	58258 / 128
Map Reference	MB 112 PL 13126
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	DIAMOND TITLE INSURANCE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 GIBSON PL, GAITHERSBURG, MD 20878-2856

Mortgage

Document Number	58258135
Date	Oct 7, 2019
Instrument	58258/135

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Gibson Pl was $7,357.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,800 (+6.3%) Land $227,400 Building $398,400	$625,800 (-) Land $227,400 Building $398,400
2025	$7,357.00	$588,700	$625,800 Land $227,400 Building $398,400
2023		$514,500 Land $227,400 Building $287,100	$514,500 Land $227,400 Building $287,100
2022	$5,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Gibson Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Gibson Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, T-Mobile.

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