1 Gary Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 1 Gary Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 2012
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$483,900 (Aug 2024)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2021 Mortgage + 2 more
APN	`TEMP M:03-12 B:00052 L:00054`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:03-12 B:00052 L:00054`
Alternative APNs	`M:03=12 B:00052 L:00054` `5113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	3,629 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5113
Street Address	1 GARY RD
City	TEMPLETON
State	MA
Zip	01468-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	52
Legal Lot Number	54
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	1
Census Block	1000
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 GARY RD, TEMPLETON, MA 01468-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 25, 2021	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION
May 25, 2021	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION
Apr 21, 2020	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Book / Page	70941 / 56
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	1 GARY RD, TEMPLETON, MA 01468-2503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072879-292
Date	Nov 25, 2025
Book Page	72879/292
Instrument	103038

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	1 GARY RD, TEMPLETON, MA 01468-2503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00065241-1
Date	May 25, 2021
Book Page	65241/1
Instrument	72110

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Jun 1, 2031
Index	5-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	1 GARY RD, TEMPLETON, MA 01468-2503
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65241-1
Date	May 25, 2021
Book Page	65241/1
Instrument	72110

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Jun 1, 2031
Index	5-Year CMT

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	1 GARY RD, TEMPLETON, MA 01468-2503
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62244-26
Date	Apr 21, 2020
Book Page	62244/26
Instrument	39662

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2030

Tax Assessment & Valuation

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,614.00 (+0.04%)	$463,200 (+4%) Land $71,200 Building $392,000	$448,970 (+0.21%)
2024	$5,612.00 (+5.35%)	$445,400 (+8.03%) Land $62,900 Building $382,500	$448,020
2023	$5,327.00	$412,300 Land $62,900 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON MUNIC. LIGHT AND WATER PLANT serves 6,159 people · EPA ID MA2294000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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