1 Front St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 1 Front St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1930
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$639,500 (May 2021)
Tax Bill	$10,460 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Sale & Mortgage
APN	`04-00091-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`04-00091-0000-00020`
Alternative APNs	`040009100020` `30484006`

Interior

Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	30484006
Street Address	1 FRONT ST
City	CHATHAM
State	NJ
Zip	07928-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	91
Legal Lot Number	20
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5015
Census Tract	42800

Owner

1 Front St is owned and occupied by two individuals who bought it in May 2021.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 FRONT ST, CHATHAM, NJ 07928-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 21, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jun 14, 2004 · Amount on File
Deed Document Number	202149003
Deed Book / Page	24136 / 678
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	1 FRONT ST, CHATHAM, NJ 07928-2316
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FRONT ST, CHATHAM, NJ 07928-2316

Mortgage

Document Number	0250591233
Date	Feb 17, 2026
Book Page	25059/1233
Instrument	2026006424

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 21, 2021
Property Address	1 FRONT ST, CHATHAM, NJ 07928-2316
Document Number	0241360678
Book / Page	24136 / 678
Instrument Date	May 6, 2021
Instrument	2021049003
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,603.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 HILLSIDE AVE, 42, CHATHAM, NJ 07928-2340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FRONT ST, CHATHAM, NJ 07928-2316

Mortgage

Document Number	2021049004
Date	May 21, 2021
Instrument	2021049004

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,100 (-) Land $423,900 Building $222,200	$646,100 (-) Land $423,900 Building $222,200
2025		$646,100 Land $423,900 Building $222,200	$646,100 Land $423,900 Building $222,200
2024	$10,460.00
2023		$646,100 Land $423,900 Building $222,200	$646,100 Land $423,900 Building $222,200
2022	$10,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Front St; there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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