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1 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 1 Frederick St, Cumberland, MD 21502

Property Summary

Property TypeOffice Building
Details56,988 sqft · built 1998
Lot Size0.342 acres (14,889 sqft)
OwnerCompany Name on Record
Last Sale$5,865,000 (Feb 2023)
Tax Bill$50,419 (2025)
Deeds & MortgagesFeb 2023 Sale
Flood ZoneZone X (reduced by levee)
APN14-004971

Property Details

APN / Parcel Number

Primary APN14-004971
Alternative APN
  • 004971

Interior

Units73 Units
Stories4 Stories
Building Area56,988 sqft Total Area
1st Floor Area56,988 sqft
FlooringCarpet
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Fire ResistanceFireproof Reinforced Concrete
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area14,889 sqft (0.342 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004971
Street Address1 FREDERICK ST
CityCUMBERLAND
StateMD
Zip21502-2394
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description14889 SQ FT COR MECHANIC-FREDERICK STS
JurisdictionALLEGANY MD
Township / Civil Division14, CUMBERLAND
Census Block Group2
Census Block2029
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Cumberland Historic District
listed 1983 · 107 contributing resources · NRIS 83002917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address445 PARK AVE, 2101, NEW YORK, NY 10022-8610
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2023 · Amount on Record
Deed SaleFeb 8, 2023 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Book / Page2854 / 250
Transfer Doc0000001936
Record UpdatedOct 29, 2026

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionALLEGANY MD
Recording DateFeb 8, 2023
Property Address1 FREDERICK ST, CUMBERLAND, MD 21502-2394
Document Number002854-0250
Book / Page2854 / 250
Instrument DateDec 15, 2022
Transaction TypeTransfer
Record UpdatedFeb 22, 2023

Transaction

AmountAmount Recorded
Tax$29,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address950 3RD AVE # AVE2500, AVE2500, NEW YORK, NY 10022-2705

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 PARK AVE STE 2101, 2101, NEW YORK, NY 10022-8610

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,616,100 (+6.53%) Land $130,200 Building $5,485,900$5,616,100 (+6.53%) Land $130,200 Building $5,485,900
2025$50,419.00 (+2.81%)
2023$49,042.00$5,271,700 Land $130,200 Building $5,141,500$5,271,700 Land $130,200 Building $5,141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–1995)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
SkyPacket
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Crowsnest Broadband.

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