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1 Founders Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 1 Founders Ct, Cold Spring, KY 41076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,054 sqft · built 1987
Owner2 Individual Names on File
Last Sale$181,000 (Dec 2018)
Tax Bill$1,959 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-20-317.00

Property Details

APN / Parcel Number

Primary APN999-99-20-317.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,054 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialStone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Dimensions195 ft deep x 63 ft wide
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999920317.00
Street Address1 FOUNDERS CT
CityCOLD SPRING
StateKY
Zip41076-1860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 SEC 1 COLDSTREAM SUBD
Legal SubdivisionCOLDSTREAM
Legal Phase1
Legal Lot Number24
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2000
Census Tract53301

Owner

Source: Campbell County records · APN 999-99-20-317.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 FOUNDERS CT, COLD SPRING, KY 41076-1860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Dec 26, 2018Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleApr 02, 2014 · Amount on Record
Deed Document Number5085277
Deed Book / PageD800 / 066
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address1 FOUNDERS CT, COLD SPRING, KY 41076-1860
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005125631
DateFeb 08, 2021
Book PageM2266/825
Instrument5125631
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2031

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateDec 26, 2018
Property Address1 FOUNDERS CT, COLD SPRING, KY 41076-1860
Document Number0005085277
Book / Page000800 / 000066
Instrument DateDec 20, 2018
Instrument5085277
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$181.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 FOUNDERS CT COLD SPRING KY 410761860, COLD SPRING, KY 41076-1860

Mortgage

Document Number5085278
DateDec 26, 2018
Book Page002167/000606
Instrument5085278
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address1 FOUNDERS CT, COLD SPRING, KY 41076-1860
Document Number0005078238
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 FOUNDERS CT COLD SPRING KY 410761860, COLD SPRING, KY 41076-1860

Mortgage

Document Number0005078238
DateAug 02, 2018
Book Page002153/000178
Instrument5078238
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,959.00 (-0.71%) Homeowner's exemption$210,800 (-) Land $50,000 Building $160,800$210,800 (-) Land $50,000 Building $160,800
2023$1,973.00 (-12.78%) Homeowner's exemption$210,800 (+16.46%) Land $50,000 Building $160,800$210,800 (+16.46%) Land $50,000 Building $160,800
2022$2,262.00$181,000 Land $25,000 Building $156,000$181,000 Land $25,000 Building $156,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), as of August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 170 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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