1 Foster Pl, No Oaks (Saint Paul), MN 55127 Property Records

Ramsey County property record for 1 Foster Pl, No Oaks, MN 55127

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,375 sqft · built 1994
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$1,416,000 (Sep 2026)
Tax Bill	$12,790 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-23-34-0041`

Property Details

APN / Parcel Number

Primary APN	`12-30-23-34-0041`
Alternative APNs	`8163377` `189983`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,375 sqft Living Area
1st Floor Area	1,909 sqft
Basement Area	1,345 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	79,715 sqft (1.83 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	189983
Street Address	1 FOSTER PL
City	SAINT PAUL
State	MN
Zip	55127-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGISTERED LAND SURVEY 506 TRACT J
Legal Range	23
Legal Township	30
Legal Section	12
Legal Subdivision	REGISTERED LAND SURVEY 506
Legal Tract	J
Legal Lot Number	J
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH OAKS
Census Block Group	3
Census Block	3009
Census Tract	40601

Owner

1 Foster Pl is owned and occupied by two individuals who bought it in September 2026.

Source: Ramsey County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 FOSTER PL, SAINT PAUL, MN 55127-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jun 12, 2026	Affidavit, Transfer
Dec 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	20262823325
Prior Transfer Date	Jun 12, 2026
Prior Transfer Doc	0002817687
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 8, 2026
Property Address	1 FOSTER PL, SAINT PAUL, MN 55127-2043
Document Number	0002823325
Instrument Date	Sep 1, 2026
Instrument	20262823325
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486,254.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 FOSTER PL, SAINT PAUL, MN 55127-2043

Mortgage

Document Number	0002823326,
Date	Sep 8, 2026
Instrument	20262823326

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RAMSEY MN
Recording Date	Jun 12, 2026
Property Address	1 FOSTER PL, SAINT PAUL, MN 55127-2043
Document Number	0T02817687
Instrument Date	Jun 12, 2026
Instrument	20262817687
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02808103
Date	Dec 26, 2025
Instrument	T02808103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Transaction Type	Mortgage
Record Updated	Dec 28, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043

Mortgage

Document Number	0T02728750
Date	Mar 31, 2022
Instrument	T02728750

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04927539
Date	Jan 4, 2022
Instrument	A04927539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02703907
Date	Jun 24, 2021
Instrument	T02703907

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Document Number	0004812913
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 FOSTER PL NORTH OAKS MN 551272043, NORTH OAKS, MN 55127-2043

Mortgage

Document Number	0004812913
Date	May 27, 2020
Instrument	4812913

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 26, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1 FOSTER PL, NORTH OAKS, MN 55127-2043
Document Number	0002637723
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 FOSTER PL NORTH OAKS MN 551272043, NORTH OAKS, MN 55127-2043

Mortgage

Document Number	0002637723
Date	Apr 26, 2019
Instrument	2637723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1 Foster Pl was $12,790.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North Oaks City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,192,400 (-0.23%) Land $250,000 Building $942,400	$1,192,400 (-0.23%) Land $250,000 Building $942,400
2025	$12,790.00	$1,195,200 Land $250,000 Building $945,200	$1,195,200 Land $250,000 Building $945,200
2023	$11,238.00	$1,038,300 Land $250,000 Building $788,300	$1,038,300 Land $250,000 Building $788,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Foster Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Foster Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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