1 Fort Sumter N, Berlin, MD 21811 Property Records

Worcester County property record for 1 Fort Sumter N, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,758 sqft · built 2001
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2014)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-148076`

Property Details

APN / Parcel Number

Primary APN	`03-148076`
Alternative APN	`148076`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,758 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,588 sqft (0.174 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	148076
Street Address	1 FORT SUMTER N
City	BERLIN
State	MD
Zip	21811-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-R5
Legal Description	LOT 71 7588 SQ FT FT SUMTER NORTH SEC 16 PARKE AT OCEAN PINES P2
Legal Subdivision	PARKE AT OCEAN PINES
Legal Lot Number	71
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3003
Census Tract	951101

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 FORT SUMTER N, BERLIN, MD 21811-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2014 · Amount on Record
Deed Sale	Oct 16, 2014 · Amount on Record
Prior Sale	May 7, 2002 · Amount on Record
Deed Book / Page	6446 / 456
Last Transfer Date	Nov 9, 2019
Transfer Doc	0075360467
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	1 FORT SUMTER N, OCEAN PINES, MD 21811-3805
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080410483
Date	May 7, 2021
Book Page	8041/483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 18, 2019
Property Address	1 FORT SUMTER N, OCEAN PINES, MD 21811-3805
Document Number	0075360467
Book / Page	007536 / 000467
Instrument Date	Nov 9, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1 FORT SUMTER N OCEAN PINES MD 218113805, OCEAN PINES, MD 21811-3805

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,567 (+6.11%)	$446,900 (-) Land $56,700 Building $390,200
2025	$3,193.00 (+3.37%) Homeowner's exemption	$398,233 (+13.91%)	$446,900 (+19.52%) Land $56,700 Building $390,200
2023	$3,089.00 Homeowner's exemption	$349,600	$373,900 Land $56,700 Building $317,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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