1 Forest Lake Dr, Wright City, MO 63390 Property Records

Warren County property record for 1 Forest Lake Dr, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 2004
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on Record
Last Sale	$312,550 (Aug 2021)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Sep 2023 Refinance Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-15.0-4-00-001.002.000`

Property Details

APN / Parcel Number

Primary APN	`04-15.0-4-00-001.002.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Basement Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	168 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1 FOREST LAKE DR
City	WRIGHT CITY
State	MO
Zip	63390-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 FOREST LAKE
Legal Range	01W
Legal Township	47N
Legal Section	15
Legal Subdivision	FOREST LAKE
Legal Lot Number	10
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2043
Census Tract	820108

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance VANTAGE CREDIT UNION
Jun 21, 2018	Deed of Trust, Mortgage VANTAGE CU
Aug 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST HORIZON BANK
Jun 14, 2021	Warranty Deed, Transfer CHESTERFIELD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jun 14, 2021
Deed Document Number	20217297
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0202107297
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304964
Date	Sep 12, 2023
Instrument	202304964

Lender

Name	VANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Oct 1, 2029

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803546
Date	Jun 21, 2018
Instrument	201803546

Lender

Name	VANTAGE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2023

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MO
Recording Date	Aug 23, 2021
Property Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440
Document Number	0202107297
Instrument Date	Aug 16, 2021
Instrument	202107297
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440

Mortgage

Document Number	0202107298
Date	Aug 23, 2021
Instrument	202107298

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jun 14, 2021
Property Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440
Document Number	0202105003
Instrument Date	Jun 9, 2021
Instrument	202105003
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 FOREST LAKE DR, WRIGHT CITY, MO 63390-2440

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Wright City
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00	$44,584 (+13%) Land $8,115 Building $36,469	$234,650 (+13%) Land $42,710 Building $191,940
2024	$3,173.00 (+14.63%)	$39,456 (-) Land $7,182 Building $32,274
2023	$2,768.00 (+7.62%)	$39,456 (+8%) Land $7,182 Building $32,274	$207,662 (+8%) Land $37,800 Building $169,862
2022	$2,572.00	$36,533 Land $6,650 Building $29,883
2021			$192,280 Land $35,000 Building $157,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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