1 Finley Cir, Krum, TX 76249 Property Records

Denton County property record for 1 Finley Cir, Krum, TX 76249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,151 sqft · built 1987
Lot Size	0.316 acres (13,774 sqft)
Owner	Individual Name on Record
Last Sale	$425,600 (Jun 2026)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60979 382355`

Property Details

APN / Parcel Number

Primary APN	`R60979 382355`
Alternative APNs	`SK0003A-00000A-0000-0034-0000` `SK0003A-00000A-0000-0034` `R60979` `333150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	2,635 sqft
1st Floor Area	2,151 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,774 sqft (0.316 acres)
Lot Dimensions	142 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	91 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 FINLEY CIR
City	KRUM
State	TX
Zip	76249-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE SEC 2 BLK A LOT 34
Legal Subdivision	NORTHRIDGE SEC 2
Legal Tract	2
Legal Block	A
Legal Lot Number	34
Jurisdiction	DENTON TX
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1009
Census Tract	20208

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 FINLEY CIR, KRUM, TX 76249-5109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Feb 5, 1998 · Amount on Record
Deed Document Number	202665117
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Jun 4, 2026
Property Address	1 FINLEY CIR, KRUM, TX 76249-5109
Document Number	0000065117
Instrument Date	Jun 3, 2026
Instrument	202665117
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FINLEY CIR, KRUM, TX 76249-5109
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065118,
Date	Jun 4, 2026
Instrument	202665118

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krum City
Unified School District	Krum Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,912 (-4.36%) Land $86,841 Building $231,071	$317,912 (-4.36%) Land $86,841 Building $231,071
2025	$3,906.00 (-17.65%) Homeowner's exemption Senior Citizen's exemption	$332,397 (-9.01%) Land $86,841 Building $245,556	$332,397 (-9.01%) Land $86,841 Building $245,556
2024	$4,743.00 (+4.89%)
2023	$4,522.00 (-15.87%) Homeowner's exemption	$365,319 Land $86,841 Building $278,478	$365,319 Land $86,841 Building $278,478
2022	$5,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KRUM serves 6,062 people · EPA ID TX0610007
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20