1 Ferry Rd, Chester, CT 06412 Property Records

Chester Town property record for 1 Ferry Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,242 sqft · built 1985
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (May 2026)
Tax Bill	$8,223 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:10 B:83`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:83`
Alternative APNs	`CSTR M:10 B:83` `00036000` `36000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	3,049 sqft
Basement Area	984 sqft
Unfinished Basement	474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	27,007 sqft (0.62 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	36000
Street Address	1 FERRY RD
City	CHESTER
State	CT
Zip	06412-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	83
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3014
Census Tract	600100

Owner

Source: Chester Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 FERRY RD, CHESTER, CT 06412-1295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Book / Page	188 / 720
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	May 1, 2026
Property Address	1 FERRY RD, CHESTER, CT 06412-1295
Document Number	000188-720
Book / Page	188 / 720
Instrument Date	Apr 27, 2026
Instrument	2026450
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 FERRY RD, CHESTER, CT 06412-1295

Mortgage

Date	May 1, 2026

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Nov 19, 2020
Property Address	1 FERRY RD, CHESTER, CT 06412-1295
Document Number	176-501
Book / Page	176 / 501
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HARBOR ST, BRANFORD, CT

Mortgage

Document Number	176504
Date	Nov 19, 2020
Instrument	176/504

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,223.00	$303,660 (+14.37%) Land $59,850 Building $243,810	$212,562 Land $41,895 Building $170,667
2024	$8,223.00 (+4.29%)
2023	$7,885.00 (+0.68%)	$265,500 (-) Land $80,260 Building $185,240
2022	$7,832.00	$265,500 Land $80,260 Building $185,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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