Monmouth County and Rumson Borough property record for 1 Fair Haven Rd, Rumson, NJ 07760
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 4,665 sqft · built 1973 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Apr 1999) |
| Tax Bill | $29,477 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00085-0000-00001 |
| Primary APN | 41-00085-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,665 sqft Living Area |
| 1st Floor Area | 2,980 sqft |
| Upper Floors Area | 2,240 sqft |
| Basement Area | 1,808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 81,022 sqft |
| Garage Type | Built-in |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 150800 |
|---|---|
| Street Address | 1 FAIR HAVEN RD CR RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SF80 |
| Legal Subdivision | RUMSON HILL ESTATES |
| Legal Block | 85 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 FAIR HAVEN RD, RUMSON, NJ 07760-1014 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1999 · Amount on Record |
| Deed Sale | Apr 27, 1999 · Amount on Record |
| Deed Book / Page | 5815 / 195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 FAIR HAVEN RD, RUMSON, NJ 07760-1014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1 FAIR HAVEN RD, RUMSON, NJ 07760-1014 |
| Document Number | 0097789576 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 9778/9576 |
| Instrument | 2026011706 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 FAIR HAVEN RD, RUMSON, NJ 07760-1014 |
| Document Number | 0000042701 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 FAIR HAVEN RD RUMSON NJ 077601014, RUMSON, NJ 07760-1014 |
| Document Number | 0000042701 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 009348/003691 |
| Instrument | 42701 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 FAIR HAVEN RD, RUMSON, NJ 07760-1014 |
| Document Number | 0000097602 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 FAIR HAVEN RD RUMSON NJ 077601014, RUMSON, NJ 07760-1014 |
| Document Number | 0000097602 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 009314/007279 |
| Instrument | 97602 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,184,400 (+13.32%) Land $1,712,200 Building $1,472,200 | $3,184,400 (+13.32%) Land $1,712,200 Building $1,472,200 | |
| 2025 | $29,477.00 (+2.17%) | $2,810,000 (+18.44%) Land $1,557,100 Building $1,252,900 | $2,810,000 (+18.44%) Land $1,557,100 Building $1,252,900 |
| 2024 | $28,850.00 (+6.19%) | ||
| 2023 | $2,372,600 Land $1,371,800 Building $1,000,800 | $2,372,600 Land $1,371,800 Building $1,000,800 | |
| 2022 | $27,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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