1 Exchange St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 1 Exchange St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1855
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$71,350 (Oct 2004)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`76-00055`

Property Details

APN / Parcel Number

Primary APN	`76-00055`
Alternative APN	`CHIC M:0076 P:00055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,347 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	76-00055
Street Address	1 EXCHANGE ST
City	CHICOPEE
State	MA
Zip	01013-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2004
Census Tract	810901

Owner

Source: Hampden County and Chicopee City records · APN 76-00055

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 EXCHANGE ST, CHICOPEE, MA 01013-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2004 · Amount on Record
Deed Sale	Oct 01, 2004 · Amount on Record
Prior Sale	Apr 27, 2000 · Amount on Record
Deed Document Number	200410173
Deed Book / Page	14528 / 224
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	1 EXCHANGE ST, CHICOPEE, MA 01013-1207
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23239-3
Date	Jun 01, 2020
Book Page	23239/3
Instrument	27939

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (+5.52%)	$136,200 (+2.71%) Land $49,300 Building $86,900	$173,470
2024	$1,957.00 (+6.82%)	$132,600 (+9.68%) Land $48,300 Building $84,300
2023	$1,832.00	$120,900 Land $43,900 Building $77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.