1 Evergreen Cir, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 1 Evergreen Cir, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,790 sqft · built 1992
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jul 2014)
Tax Bill$9,386 (2026)
Deeds & MortgagesMay 2021 Refinance
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNSTER M:00046 L:00010

Property Details

APN / Parcel Number

Primary APNSTER M:00046 L:00010

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,790 sqft Living Area
Gross Area6,024 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address1 EVERGREEN CIR
CitySTERLING
StateMA
Zip01564-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRF
Legal Lot Number10
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2026
Census Tract719100

Owner

1 Evergreen Cir is owned and occupied by an individual who bought it in July 2014.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1 EVERGREEN CIR, STERLING, MA 01564-2202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CLINTON SAVINGS BANK
Oct 20, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2014 · Amount on File
Deed SaleJul 31, 2014 · Amount on File
Prior SaleJan 16, 2008
Deed Book / Page52621 / 281
Transfer Doc052621-281
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address1 EVERGREEN CIR, STERLING, MA 01564-2202
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065096-173
DateMay 5, 2021
Book Page65096/173
Instrument62075
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address1 EVERGREEN CIR, STERLING, MA 01564-2202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63542-12
DateOct 20, 2020
Book Page63542/12
Instrument125132
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1 Evergreen Cir was $9,386, up 2% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,386.00 (+2.03%)$747,900 (+4.72%) Land $180,100 Building $567,800$743,375 (-)
2025$9,199.00 (+2.76%)$714,200 (+6.18%) Land $155,900 Building $558,300$743,375 (+8.54%)
2024$8,952.00 (+7.67%)$672,600 (+15.69%) Land $150,700 Building $521,900$684,855
2023$8,314.00$581,400 Land $142,900 Building $438,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Evergreen Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Evergreen Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people · EPA ID MA2282000
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Evergreen Cir

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