1 Envelope Ter, Unit 209, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 1 Envelope Ter, Unit 209, Worcester, MA 01604

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 1,036 sqft · built 1889
Lot Size	1.24 acres (54,329 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Oct 2016)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-030-1-209`

Property Details

APN / Parcel Number

Primary APN	`16-030-1-209`
Alternative APNs	`WORC M:16 B:030 L:1-209` `M:16 B:030 L:1=209`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Units	43 Units
Stories	3 Stories
Building Area	1,036 sqft Living Area
1st Floor Area	881 sqft
Basement Area	794 sqft
Unfinished Basement	794 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	54,329 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	16-030-1-209
Street Address	1 ENVELOPE TER, 209
City	WORCESTER
State	MA
Zip	01604-3664
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	BISCUIT LOFTS CONDO
Legal Block	30
Legal Lot Number	1-209
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2013
Census Tract	731801

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 HARRINGTON FARMS WAY, SHREWSBURY, MA 01545-4040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENTRAL ONE FEDERAL CREDIT UNION
Oct 9, 2020	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2016 · Amount on Record
Deed Sale	Oct 14, 2016 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Book / Page	56135 / 161
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 ENVELOPE TER UNIT 209, 209, WORCESTER, MA 01604-3664
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071964-106
Date	May 9, 2025
Book Page	71964/106
Instrument	36648

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 ENVELOPE TER UNIT 209, 209, WORCESTER, MA 01604-3664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63459-138
Date	Oct 9, 2020
Book Page	63459/138
Instrument	119773

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Nov 1, 2030
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,117.00 (+14.33%)	$312,100 (+24.29%) Building $312,100	$356,060 (+4.96%)
2024			$339,245
2023	$3,601.00	$251,100 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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