1 Envelope Ter, Unit 113, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 1 Envelope Ter, Unit 113, Worcester, MA 01604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,150 sqft · built 1889
Lot Size	1.24 acres (54,329 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Dec 2018)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-030-1-113`

Property Details

APN / Parcel Number

Primary APN	`16-030-1-113`
Alternative APNs	`WORC M:16 B:030 L:1-113` `M:16 B:030 L:1=113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	43 Units
Stories	3 Stories
Building Area	1,150 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	54,329 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	16-030-1-113
Street Address	1 ENVELOPE TER, 113
City	WORCESTER
State	MA
Zip	01604-3663
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	BISCUIT LOFTS CONDO
Legal Block	30
Legal Lot Number	1-113
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2013
Census Tract	731801

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 ENVELOPE TER, 113, WORCESTER, MA 01604-3663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIT FCU
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME BANK
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASSACHUSETTS INST/TECH
Dec 14, 2018	Condominium Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	2018132554
Deed Book / Page	59822 / 131
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 ENVELOPE TER UNIT 113, 113, WORCESTER, MA 01604-3663
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069088-147
Date	May 2, 2023
Book Page	69088/147
Instrument	33671

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 ENVELOPE TER UNIT 113, 113, WORCESTER, MA 01604-3663
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067422-225
Date	Apr 12, 2022
Book Page	67422/225
Instrument	40260

Lender

Name	FIRST HOME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 ENVELOPE TER UNIT 113, 113, WORCESTER, MA 01604-3663
Document Number	60082-27
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ENVELOPE TER #113 WORCESTER MA 016043663, 113, WORCESTER, MA 01604-3663

Mortgage

Document Number	60082-27
Date	Feb 25, 2019
Book Page	060082/000027
Instrument	16835

Lender

Name	MASSACHUSETTS INST/TECH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2034

December 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 14, 2018
Property Address	1 ENVELOPE TER UNIT 113, 113, WORCESTER, MA 01604-3663
Document Number	59822-131
Book / Page	059822 / 000131
Instrument Date	Nov 21, 2018
Instrument	132554
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.36
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ENVELOPE TER #UT113 WORCESTER MA 016043665, WORCESTER, MA 01604-3665

Mortgage

Document Number	59822-134
Date	Dec 14, 2018
Book Page	059822/000134
Instrument	132555

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (+14.2%)	$336,600 (+24.16%) Building $336,600	$368,600 (+6.04%)
2024			$347,605
2023	$3,888.00	$271,100 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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