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1 Envelope Ter, Unit 103, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 1 Envelope Ter, Unit 103, Worcester, MA 01604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,142 sqft · built 1889
Lot Size1.24 acres (54,329 sqft)
OwnerIndividual Name on File
Last Sale$236,000 (Sep 2017)
Tax Bill$4,419 (2025)
Deeds & MortgagesJun 2020 Refinance
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-030-1-103

Property Details

APN / Parcel Number

Primary APN16-030-1-103
Alternative APNs
  • WORC M:16 B:030 L:1-103
  • M:16 B:030 L:1=103

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units43 Units
Stories3 Stories
Building Area1,142 sqft Living Area
1st Floor Area1,134 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleOther
Exterior MaterialCombination
Roof TypeFlat
Roof MaterialOther
Lot Area54,329 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number16-030-1-103
Street Address1 ENVELOPE TER, 103
CityWORCESTER
StateMA
Zip01604-3663
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionBISCUIT LOFT CONDO
Legal Block30
Legal Lot Number1-103
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2013
Census Tract731801

Owner

Source: Worcester County and Worcester City records · APN 16-030-1-103

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1 ENVELOPE TER, 103, WORCESTER, MA 01604-3663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBER ADVANTAGE MORTGAGE LLC
Sep 05, 2017Deed, Transfer
MEMBERS ADVANTAGE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2017 · Amount on Record
Deed SaleSep 05, 2017 · Amount on Record
Prior SaleOct 30, 2006 · Amount on Record
Deed Document Number201797458
Deed Book / Page57687 / 45
Transfer Doc47620-348
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address1 ENVELOPE TER UNIT 103, 103, WORCESTER, MA 01604-3663
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62672-183
DateJun 26, 2020
Book Page62672/183
Instrument67668
Lender
NameMEMBER ADVANTAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MA
Recording DateSep 05, 2017
Property Address1 ENVELOPE TER UNIT 103, 103, WORCESTER, MA 01604-3663
Document Number57687-45
Book / Page57687 / 45
Instrument97458
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ENVELOPE TER UNIT 103, 103, WORCESTER, MA 01604-3663

Mortgage

Document Number576870048
DateSep 05, 2017
Instrument57687/0048
Lender
NameMEMBERS ADVANTAGE MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 05, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,419.00 (+14.19%)$335,000 (+24.12%) Building $335,000$376,865 (+5.37%)
2024$357,675
2023$3,870.00$269,900 Building $269,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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