1 Emerson Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 1 Emerson Dr, Derry, NH 03038

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,697 sqft · built 2020
Owner	Individual Name on File
Last Sale	$115,000 (May 2018)
Tax Bill	$9,753 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:12 B:32 L:1`

Property Details

APN / Parcel Number

Primary APN	`DERY M:12 B:32 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,697 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 EMERSON DR
City	DERRY
State	NH
Zip	03038-3920
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LDR
Legal Block	32
Legal Lot Number	1
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1005
Census Tract	3301

Owner

1 Emerson Dr, a condominium, is owned and occupied by an individual who acquired it in August 2019.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1 EMERSON DR, DERRY, NH 03038-3920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC
Aug 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Deed Document Number	201818623
Deed Book / Page	5914 / 1254
Last Transfer Date	Aug 26, 2019
Transfer Doc	6029-2152
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 5, 2026
Property Address	1 EMERSON DR, DERRY, NH 03038-3920
Document Number	006711-300
Book / Page	6711 / 300
Instrument Date	May 17, 2026
Instrument	202620110
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EMERSON DR, DERRY, NH 03038-3920

Mortgage

Document Number	0000020110,
Date	Jun 5, 2026
Book Page	6711/300
Instrument	202620110

Lender

Name	CITIZENS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	1 EMERSON DR, DERRY, NH 03038-3920
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6354-2545
Date	Nov 17, 2021
Book Page	6354/2545
Instrument	21072453

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	1 EMERSON DR, DERRY, NH 03038-3920
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6328-1447
Date	Sep 15, 2021
Book Page	6328/1447
Instrument	21058579

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	1 EMERSON DR, DERRY, NH 03038-3920
Document Number	0061000810
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EMERSON DR #1 DERRY NH 03038, 1, DERRY, NH 03038

Mortgage

Document Number	0061000810
Date	Apr 7, 2020
Book Page	006100/000810
Instrument	15220

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 26, 2019
Property Address	1 EMERSON DR, DERRY, NH 03038-3920
Document Number	0060292152
Book / Page	006029 / 002152
Instrument Date	Aug 26, 2019
Instrument	33394
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WASHINGTON SQ #6 SALEM MA 019704068, 6, SALEM, MA 01970-4068

Tax Assessment & Valuation

The 2025 property tax bill for 1 Emerson Dr was $9,753, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,753.00 (+1.6%)	$513,600 (-) Building $513,600
2024	$9,599.00 (+5.01%)	$513,600 (+16.2%) Building $513,600
2023	$9,141.00 (+8.06%)	$442,000 (-0.52%) Building $442,000	$369,930
2022	$8,459.00	$444,300 Building $444,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Emerson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 36 condo units
Nearby Flood Claims	5 (1987–2007)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Emerson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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