1 Emerald Ridge Ct, Baltimore, MD 21209 Property Records

Baltimore County property record for 1 Emerald Ridge Ct, Baltimore, MD 21209

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,664 sqft · built 1990
Lot Size	0.26 acres (11,327 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Dec 2018)
Tax Bill	$3,728 (2023)
Deeds & Mortgages	May 2021 Mortgage Mar 2017 Mortgage + 3 more
APN	`03-2100010367`

Property Details

APN / Parcel Number

Primary APN	`03-2100010367`
Alternative APNs	`32100010367` `2100010367`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,664 sqft Total Area
1st Floor Area	1,356 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,327 sqft (0.26 acres)
Lot Width	104 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	2100010367
Old Parcel Number	32100010367
Street Address	1 EMERALD RIDGE CT
City	BALTIMORE
State	MD
Zip	21209-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2600 AC 1 EMERALD RIDGE CT GABLES AT SUMMIT CHASE
Legal Section	2
Legal Subdivision	GABLES AT SUMMIT CHASE
Legal Lot Number	63
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	403601

Owner

1 Emerald Ridge Ct is owned and occupied by two individuals who bought it in December 2018.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	2 Individual Names on File
Mailing Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jun 19, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Dec 21, 2018	Grant Deed, Transfer MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW
Dec 23, 2016	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Oct 5, 1998 · Amount on File
Deed Document Number	0040987314
Deed Book / Page	40987 / 314
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0446510439
Date	May 10, 2021
Book Page	44651/439

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387520318
Date	Mar 21, 2017
Book Page	0038752/318

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Document Number	0416200327
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 EMERALD RIDGE CT BALTIMORE MD 212091560, BALTIMORE, MD 21209-1560

Mortgage

Document Number	0416200327
Date	Jul 9, 2019
Book Page	041620/000327

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 21, 2018
Property Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Document Number	0409870314
Book / Page	040987 / 000314
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$454.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 EMERALD RIDGE CT BALTIMORE MD 212091560, BALTIMORE, MD 21209-1560

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1 EMERALD RIDGE CT, BALTIMORE, MD 21209-1560
Document Number	0384690271
Book / Page	038469 / 000271
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EMERALD RIDGE CT BALTIMORE MD 212091560, BALTIMORE, MD 21209-1560

Mortgage

Document Number	0384690271
Date	Jan 6, 2017
Book Page	038469/000271

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,728.00 Homeowner's exemption	$590,400	$726,400 Land $130,300 Building $596,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Emerald Ridge Ct; there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Emerald Ridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

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