St. Charles County property record for 1 Emerald Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 1981 |
| Lot Size | 0.904 acres (39,377 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $206,300 (Apr 2019) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 536070A011 |
| Primary APN | 536070A011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 3,757 sqft |
| 1st Floor Area | 1,936 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,377 sqft (0.904 acres) |
| Lot Dimensions | 233 ft deep x 169 ft wide |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 536070A011 |
|---|---|
| Street Address | 1 EMERALD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | EMERALD WOODS LOT 11 |
| Legal Subdivision | EMERALD WOODS |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 EMERALD CT, SAINT CHARLES, MO 63304-6926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage FIRST HORIZON BK |
| Apr 9, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Deed Document Number | 2019157350 |
| Deed Book / Page | 7056 / 1637 |
| Prior Transfer Date | Apr 3, 2019 |
| Prior Transfer Doc | 0070561637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 EMERALD CT, SAINT CHARLES, MO 63304-6926 |
| Document Number | 0000005722 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1 EMERALD CT ST CHARLES MO 633046926, ST CHARLES, MO 63304-6926 |
| Document Number | 0000005722 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 5722 |
| Name | FIRST HORIZON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 19, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 9, 2019 |
| Property Address | 1 EMERALD CT, SAINT CHARLES, MO 63304-6926 |
| Document Number | 0070561637 |
| Book / Page | 7056 / 1637 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 20190409000157350 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 EMERALD CT, SAINT CHARLES, MO 63304-6926 |
| Document Number | 20190409000157360 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 20190409000157360 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2039 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,493.00 (+5.05%) | $75,790 (+5.76%) | $398,896 (+5.76%) Land $102,000 Building $296,896 |
| 2024 | $4,277.00 | ||
| 2023 | $71,665 | ||
| 2022 | $377,185 Building $377,185 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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