Worcester County and Worcester City property record for 1 Elmer St, Worcester, MA 01603
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,244 sqft · built 1900 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Jun 2019) |
| Tax Bill | $6,154 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-039-00010 |
| Primary APN | 8-039-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 4,232 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 8-039-00010 |
|---|---|
| Street Address | 1 ELMER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1978 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RL-7 |
| Legal Block | 39 |
| Legal Lot Number | 10 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 731002 |
1 Elmer St, a triplex, is owned and occupied by two individuals who acquired it in March 2022.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Mar 3, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 12, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on File |
| Deed Sale | Jun 12, 2019 · Amount on File |
| Prior Sale | Apr 18, 2019 · Amount on File |
| Deed Document Number | 201954104 |
| Deed Book / Page | 60539 / 238 |
| Last Transfer Date | Mar 2, 2022 |
| Transfer Doc | 067210-108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0072679-36 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 72679/36 |
| Instrument | 89070 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 3, 2022 |
| Property Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Document Number | 067210-108 |
| Book / Page | 67210 / 108 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 24710 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 TORONITA AVE, WORCESTER, MA 01605-1130 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 12, 2019 |
| Property Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Document Number | 60539-238 |
| Book / Page | 60539 / 238 |
| Instrument Date | May 7, 2019 |
| Instrument | 54104 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | HIGHLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Document Number | 54105 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 54105 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 18, 2019 |
| Property Address | 1 ELMER ST, WORCESTER, MA 01603-1978 |
| Document Number | 60288-156 |
| Book / Page | 060288 / 000156 |
| Instrument Date | Apr 6, 2019 |
| Instrument | 33945 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $820.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 MORRIS ST REVERE MA 021511135, REVERE, MA 02151-1135 |
The 2026 property tax bill for 1 Elmer St was $6,154, up 4.2% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,154.00 (+4.16%) | $463,400 (+3.46%) Land $95,200 Building $368,200 |
| 2025 | $5,908.00 | $447,900 Land $89,600 Building $358,300 |
| 2023 | $5,343.00 | $372,600 Land $77,900 Building $294,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1 Elmer St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Elmer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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