Essex County and Andover Town property record for 1 Ellsworth Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,047 sqft · built 1983 |
| Lot Size | 0.689 acres (30,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,140,000 (Dec 2024) |
| Tax Bill | $13,093 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00227 B:00038 L:00000 |
| Primary APN | ANDO M:00227 B:00038 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,047 sqft Living Area |
| Gross Area | 4,715 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,022 sqft (0.689 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 1 ELLSWORTH RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | PLAN 36053C SHEET 05 |
| Legal Block | 38 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 254402 |
1 Ellsworth Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Jan 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI SANTANDER BK NA |
| Jun 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on File |
| Deed Sale | Dec 9, 2024 · Amount on File |
| Prior Sale | Jun 18, 2019 · Amount on File |
| Prior Transfer Date | Jun 4, 2019 |
| Prior Transfer Doc | 0000120042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000128133 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 128133 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000128701 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 128701 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000123852 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 123852 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 123852 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 123852 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Document Number | 0000122267 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 ELLSWORTH RD ANDOVER MA 018104257, ANDOVER, MA 01810-4257 |
| Document Number | 0000122267 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 122267 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 18, 2019 |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Document Number | 0000120042 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 120042 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 ELLSWORTH RD ANDOVER MA 018104257, ANDOVER, MA 01810-4257 |
| Document Number | 120043 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 120043 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 1 ELLSWORTH RD, ANDOVER, MA 01810-4257 |
| Document Number | 0000117723 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000117723 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 117723 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1 Ellsworth Rd was $13,093, up 5% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,093.00 (+4.96%) | $1,048,300 (+8.24%) Land $513,500 Building $534,800 | $1,076,255 |
| 2024 | $12,474.00 (+6.95%) | $968,500 (+13.43%) Land $481,900 Building $486,600 | |
| 2023 | $11,663.00 | $853,800 Land $412,000 Building $441,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Ellsworth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Ellsworth Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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