1 Elbert St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1 Elbert St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1900
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$27,001 (Apr 2014)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 49.76-4-13`

Property Details

APN / Parcel Number

Primary APN	`421500 49.76-4-13`
Alternative APN	`150004907600040130000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	80 ft deep x 35 ft wide
Porch	Patio
Porch Area	221 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 ELBERT ST
City	SCHENECTADY
State	NY
Zip	12304-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2O N MEYERS MAP 2 WOOD AND GARAGE
Legal Subdivision	ESTATE OF NICHOLAS MYERS
Legal Block	4
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.76-4-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 ELBERT ST, SCHENECTADY, NY 12304-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2014 · Amount on Record
Deed Sale	Apr 24, 2014 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	201415961
Deed Book / Page	1892 / 779
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1 ELBERT ST, SCHENECTADY, NY 12304-2909
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044042
Date	Sep 28, 2017
Book Page	4790/510
Instrument	201744042

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,469.00	$62,600 (-) Land $9,400 Building $53,200	$103,660 (+30.82%) Land $15,566 Building $88,094
2023		$62,600 (-) Land $9,400 Building $53,200	$79,241 (+3.8%) Land $11,899 Building $67,342
2022		$62,600 Land $9,400 Building $53,200	$76,341 Land $11,463 Building $64,878

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.