1 E Totten St, Oakland, MD 21550 Property Records

Garrett County property record for 1 E Totten St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 914 sqft · built 2011
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$12,000 (Dec 1997)
Tax Bill$1,144 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-033661

Property Details

APN / Parcel Number

Primary APN14-033661
Alternative APN
  • 033661

Interior

Full Baths1 Bath
Stories1 Story
Building Area914 sqft Total Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialLogs
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area126 sqft
Shed1 Shed
Shed Area864 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number033661
Street Address1 E TOTTEN ST
CityOAKLAND
StateMD
Zip21550-1828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 AC S/S TOTTEN ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division14, WEST OAKLAND
Census Block Group3
Census Block3030
Census Tract601

Owner

1 E Totten St is owned and occupied by two individuals who acquired it in March 2011.

Source: Garrett County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1 E TOTTEN ST, OAKLAND, MD 21550-1828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 1997 · Amount on File
Deed SaleDec 5, 1997 · Amount on File
Deed Document Number19971643
Deed Book / Page725 / 571
Last Transfer DateMar 9, 2011
Transfer Doc0015750432
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address1 E TOTTEN ST, OAKLAND, MD 21550-1828
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022240149
DateAug 7, 2020
Book Page2224/149
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1 E Totten St was $1,144 with a homeowner's exemption.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,144.00 Homeowner's exemption$119,033$125,300 Land $30,000 Building $95,300
2023$1,096.00 Homeowner's exemption$97,967$115,900 Land $28,000 Building $87,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 E Totten St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 E Totten St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

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