1 E Senator Way, Carmel, IN 46032 Property Records

Hamilton County property record for 1 E Senator Way, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,280 sqft · built 1988
Lot Size0.419 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jan 2019)
Tax Bill$4,932 (2024)
Deeds & MortgagesNov 2020 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-14-301-027.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-301-027.000-015
Alternative APNs
  • 290914301027000029
  • 0809140301027000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area3,280 sqft Living Area
1st Floor Area1,346 sqft
2nd Floor Area1,148 sqft
Basement Area986 sqft
Finished Basement786 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,295 sqft (0.419 acres)
Lot Dimensions150 ft deep x 121 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0809140301027000
Old Parcel Number290914301027000029
Street Address1 E SENATOR WAY
CityCARMEL
StateIN
Zip46032-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .42, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 4, LOT 289
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS FOURTH SECTION
Legal Block4
Legal Lot Number289
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2014
Census Tract110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1 E SENATOR WAY, CARMEL, IN 46032-5106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
RUOFF MORTGAGE COMPANY
Jan 15, 2019Warranty Deed, Transfer · VA Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleJul 5, 2016 · Amount on Record
Deed Document Number2019001578
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1 E SENATOR WAY, CARMEL, IN 46032-5106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085747
DateNov 23, 2020
Instrument2020085747
Lender
NameRUOFF MORTGAGE COMPANY
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 15, 2019
Property Address1 E SENATOR WAY, CARMEL, IN 46032-5106
Document Number2019001578
Map ReferenceMB 8 PG 83-87
Instrument DateJan 11, 2019
Instrument2019001578
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyATA NATL TITLE GROUP OF INDI

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 E SENATOR WAY, CARMEL, IN 46032-5106

Mortgage

Document Number2019001579
DateJan 15, 2019
Instrument2019001579
Lender
NameUS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$457,800 (+5.02%) Land $92,600 Building $365,200$457,800 (+5.02%) Land $92,600 Building $365,200
2024$4,932.00 (+4.96%)$435,900 (+2.32%) Land $70,800 Building $365,100$435,900 (+2.32%) Land $70,800 Building $365,100
2023$4,699.00 (+5.12%) Homeowner's exemption$426,000 (+10.33%) Land $70,800 Building $355,200$426,000 (+10.33%) Land $70,800 Building $355,200
2022$4,470.00 Homeowner's exemption$386,100 Land $70,800 Building $315,300$386,100 Land $70,800 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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