1 E Saint Charles Rd, Lombard, IL 60148 Property Records

DuPage County property record for 1 E Saint Charles Rd, Lombard, IL 60148

Property Summary

Property Type	Commercial
Details	1,927 sqft · built 1969
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$650,000 (Feb 2023)
Tax Bill	$21,867 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-108-010`

Property Details

APN / Parcel Number

Primary APN	`06-08-108-010`

Interior

Building Area	1,927 sqft Gross Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1 E SAINT CHARLES RD
City	LOMBARD
State	IL
Zip	60148-2301
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	TOWN OF LOMBARD WLY 28 FT /EX MAIN ST AS WIDENED DOC 87-13238 & EX SLY 10 FT/
Legal Subdivision	TOWN OF LOMBARD
Legal Block	17
Legal Lot Number	13
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3009
Census Tract	843500

Owner

1 E Saint Charles Rd, a commercial property, is held in a trust since February 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO
Feb 3, 2023	Warranty Deed, Transfer · Commercial Mortgage CENTERSTONE SBA LENDING INC
Feb 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ALBANY BANK & TRUST COMPANY NA
Jan 15, 2020	Loan Modification, Mortgage GRAND RIDGE NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	Feb 17, 2022 · Amount on File
Deed Document Number	20237163
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 18, 2024
Property Address	1 E SAINT CHARLES RD, LOMBARD, IL 60148-2301
Document Number	0000014066
Map Reference	DOC 9483
Instrument Date	Mar 6, 2024
Instrument	R2024-014066
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S LASALLE ST, LOMBARD, IL 60148

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 3, 2023
Property Address	1 E SAINT CHARLES RD, LOMBARD, IL 60148-2301
Document Number	0000007163
Map Reference	DOC 9483
Instrument Date	Jan 24, 2023
Instrument	R2023-007163
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E SAINT CHARLES RD, LOMBARD, IL 60148-2301

Mortgage

Document Number	0000007164
Date	Feb 3, 2023
Instrument	R2023-007164

Lender

Name	CENTERSTONE SBA LENDING INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 17, 2022
Property Address	1 E SAINT CHARLES RD, LOMBARD, IL 60148-2301
Document Number	0000018094
Map Reference	DOC 9483
Instrument Date	Feb 16, 2022
Instrument	R2022-018094
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 W 77TH PL, CHICAGO, IL 60652-1214

Mortgage

Document Number	0000018096
Date	Feb 17, 2022
Instrument	R2022-018096

Lender

Name	ALBANY BANK & TRUST COMPANY NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 5, 2027

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	1 E SAINT CHARLES RD, LOMBARD, IL 60148-2301
Document Number	0000007282
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1336 VERNON LN BARTLETT IL 601038926, BARTLETT, IL 60103-8926

Mortgage

Document Number	0000007282
Date	Jan 22, 2020
Instrument	7282

Lender

Name	GRAND RIDGE NAT'L BK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 E Saint Charles Rd was $21,867.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Lombard School District 44 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,867.00	$291,961 Land $55,660 Building $236,301	$875,883 Land $166,980 Building $708,903
2022	$19,008.00	$238,210 Land $45,410 Building $192,800	$714,630 Land $136,230 Building $578,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 E Saint Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1 E Saint Charles Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zentro.

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