Hamilton County property record for 1 E Morgan Ln, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 1948 |
| Lot Size | 0.35 acres (15,262 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Aug 2017) |
| Tax Bill | $632 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 099C C 032 |
| Primary APN | 099C C 032 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,262 sqft (0.35 acres) |
| Lot Dimensions | 104 ft deep x 145 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000025896 |
|---|---|
| Street Address | 1 E MORGAN LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 1 VELMA WHITE SUB PB 66 PG 202 & PT LT 5 VANDERGRIFF FARM OUT OF 99C-C-32 FOR 1989 |
| Legal Subdivision | VANDERGRIFF FARM |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10435 |
1 E Morgan Ln is owned by two individuals who bought it in August 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7906 HARPER RD, HIXSON, TN 37343-2116 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Prior Sale | Jul 20, 2015 · Amount on File |
| Deed Document Number | 2017081800162 |
| Deed Book / Page | 10520 / 470 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1 E Morgan Ln was $632, down 17.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $632.00 (-17.39%) | $41,700 (+21.84%) | $166,800 (+21.84%) Land $60,000 Building $106,800 |
| 2024 | $765.00 | $34,225 (-) | $136,900 (-) Land $60,000 Building $76,900 |
| 2023 | $765.00 | $34,225 (-) | $136,900 (-) Land $60,000 Building $76,900 |
| 2022 | $765.00 | $34,225 | $136,900 Land $60,000 Building $76,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 E Morgan Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 31 (1994–2020) |
| Claims Outside the SFHA | 22 of 31 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 E Morgan Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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