Champaign County property record for 1 E Main St, #407, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.004 acres (204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Mar 2025) |
| Tax Bill | $7,121 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-427-035 |
| Primary APN | 42-20-12-427-035 |
|---|
| Units | 154 Units |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 204 sqft (0.004 acres) |
| Street Address | 1 E MAIN ST, 407 |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS ONE MAIN CONDO |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | COMMONS ONE MAIN CONDO |
| Legal Lot Number | 407 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11002 |
1 E Main St, #407 is owned and occupied by an individual who bought it in March 2025.
Source: Champaign County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 E MAIN ST, 407, CHAMPAIGN, IL 61820-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | Nov 3, 2021 · Amount on File |
| Deed Document Number | 20252812 |
| Prior Transfer Date | Mar 28, 2012 |
| Prior Transfer Doc | 0000009248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 3, 2021 |
| Property Address | 1 E MAIN ST STE 407, 407, CHAMPAIGN, IL 61820-1313 |
| Document Number | 0000026129 |
| Map Reference | DOC 2004R25530 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021R26129 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 E MAIN ST STE 407E, 407E, CHAMPAIGN, IL 61820-1313 |
| Document Number | 0000026130 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021R26130 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,620 (+12.2%) Land $2,590 Building $89,030 | $274,860 (+12.2%) Land $7,770 Building $267,090 | |
| 2024 | $7,121.00 (+6.19%) | $81,660 Land $2,310 Building $79,350 | $244,980 Land $6,930 Building $238,050 |
| 2023 | $6,706.00 (+16.48%) | ||
| 2022 | $5,757.00 Homeowner's exemption | $68,610 Land $1,940 Building $66,670 | $205,830 Land $5,820 Building $200,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 E Main St, #407 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1 E Main St, #407 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.
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