1 E Centennial Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 1 E Centennial Dr, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1981
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 20.18-2-5`

Property Details

APN / Parcel Number

Primary APN	`392203 20.18-2-5`
Alternative APNs	`220302001800020050000000` `0008857`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	712 sqft
Finished Basement	712 sqft

Exterior

Year Built	Built 1981
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008857
Old Parcel Number	220302001800020050000000
Street Address	1 E CENTENNIAL DR
City	GARNERVILLE
State	NY
Zip	10923-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	47.-7-13
Legal Subdivision	SUBDIVISION PLAT ACCORD ACRES
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	2
Census Block	2007
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 E CENTENNIAL DR, GARNERVILLE, NY 10923-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Dec 8, 2011
Deed Document Number	0202037422
Deed Book / Page	2020 / 37422
Record Updated	Jun 8, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 10, 2020
Property Address	1 E CENTENNIAL DR, GARNERVILLE, NY 10923-1107
Document Number	0000037422
Map Reference	BK 81 PG 37 MAP 4103
Instrument Date	Dec 8, 2020
Instrument	2020-00037422
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 FOREST DRH, 37, GARNERVILLE, NY 10923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 MAIN ST, GARNERVILLE, NY 10923-1327

Mortgage

Document Number	0000037423
Date	Dec 10, 2020
Instrument	2020-00037423

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$271,600 (-) Land $118,800 Building $152,800	$466,186 (+5.2%) Land $203,913 Building $262,273
2023	$271,600 Land $118,800 Building $152,800	$443,139 Land $193,833 Building $249,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20