1 E 14th St, La Junta, CO 81050 Property Records

Otero County property record for 1 E 14th St, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 1952
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2006)
Tax Bill	$389 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Oct 2018 Reverse Mortgage
APN	`4643-112-38010`

Property Details

APN / Parcel Number

Primary APN	`4643-112-38010`
Alternative APN	`110277`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	110277
Street Address	1 E 14TH ST
City	LA JUNTA
State	CO
Zip	81050-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50' LOT 9 BLK 4 LJ PARK #596980 #609782; MS# 5081 BY MIS; RCPTN-534406 BL- LT- SEC- 11 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	11
Legal Subdivision	PARK
Legal Block	4
Legal Lot Number	9
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	1
Census Block	1053
Census Tract	968600

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 E 14TH ST, LA JUNTA, CO 81050-2970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 22, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2006 · Amount on Record
Deed Sale	May 9, 2006 · Amount on Record
Deed Document Number	609782
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	1 E 14TH ST, LA JUNTA, CO 81050-2970
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665024
Date	May 2, 2022
Instrument	665024

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Index	1-Year T-Bill

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	1 E 14TH ST, LA JUNTA, CO 81050-2970
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	652787
Date	Oct 22, 2018
Instrument	652787

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	929 Months
Due	Mar 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.57%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$389.00 (-2.99%)	$11,069 (+83.72%)	$177,102 (-24.58%)
2023	$401.00 (+15.23%)	$6,025 (+16.49%) Land $235 Building $5,790	$234,821 (+57.76%) Land $7,000 Building $227,821
2022	$348.00	$5,172 Land $243 Building $4,929
2021			$148,846 Land $7,000 Building $141,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Viaero Wireless.

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