Franklin County and Santa Clara Town property record for 1 Dunlap Rd, Saranac Lake, NY 12983
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 2,737 sqft · built 1900 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $30,863 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Loan Modification |
| APN | 1-073-13.00 |
| Primary APN | 1-073-13.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,737 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Upper Floors Area | 1,097 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 348,480 sqft (8 acres) |
| Lot Dimensions | 200 ft deep x 2,000 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 876 sqft |
| Tennis Court | Tennis Court |
| Boat House | 640 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-073-13.00 |
|---|---|
| Street Address | 1 DUNLAP RD |
| City | SARANAC LAKE |
| State | NY |
| Zip | 12983 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | US LAKE BICKFORD US LAKE US LAKE |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | SANTA CLARA |
| Census Block Group | 2 |
| Census Block | 2170 |
| Census Tract | 950701 |
Source: Franklin County and Santa Clara Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 289 WILLOW LN, NEW HAVEN, VT 05472-4088 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADIRONDACK BK |
| Jun 15, 2018 | Loan Modification, Mortgage · Line of Credit COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 1 DUNLAP RD, SARANAC LAKE, NY 12983 |
| Document Number | 0000000653 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 DUNLAP RD SARANAC LAKE NY 12983, SARANAC LAKE, NY 12983 |
| Document Number | 0000000653 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 653 |
| Name | ADIRONDACK BK |
|---|---|
| Type | Bank |
| Address | UTICA, NY 13501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 1 DUNLAP RD, SARANAC LAKE, NY 12983 |
| Document Number | 0000004257 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | CENTENNIAL ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 DUNLAP RD SANTA CLARA NY 12983, SANTA CLARA, NY 12983 |
| Document Number | 0000004257 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 4257 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | SOUTH BURLINGTON, VT 05403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County and Santa Clara Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Santa Clara Town |
| Unified School District | Saranac Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,863.00 (+14.06%) | ||
| 2025 | $27,058.00 (+147.13%) | $1,482,700 (-) Land $947,000 Building $535,700 | $2,567,001 (+26.39%) Land $1,639,543 Building $927,458 |
| 2023 | $1,482,700 (-) Land $947,000 Building $535,700 | $2,031,096 (+15.07%) Land $1,297,260 Building $733,836 | |
| 2022 | $1,482,700 Land $947,000 Building $535,700 | $1,765,119 Land $1,127,381 Building $637,738 | |
| 2021 | $10,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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