1 Duffield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 1 Duffield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1956
Lot Size	0.467 acres (20,362 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Jun 2018)
Tax Bill	$7,217 (2026)
Deeds & Mortgages	Dec 2021 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 111`

Property Details

APN / Parcel Number

Primary APN	`MAP 111`
Alternative APN	`WILB M:3750 B:1 L:1635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	1,724 sqft
Basement Area	1,508 sqft
Unfinished Basement	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,362 sqft (0.467 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 111
Street Address	1 DUFFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	1
Legal Lot Number	1635
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3010
Census Tract	813601

Owner

1 Duffield St is owned and occupied by an individual who bought it in June 2018.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1 DUFFIELD ST, WILBRAHAM, MA 01095-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Jun 29, 2018	Quit Claim Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Nov 21, 2011 · Amount on File
Deed Book / Page	22245 / 31
Transfer Doc	0022245-31
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	1 DUFFIELD ST, WILBRAHAM, MA 01095-1621
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024298-95
Date	Dec 13, 2021
Book Page	24298/95
Instrument	88193

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	1 DUFFIELD ST, WILBRAHAM, MA 01095-1621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23118-174
Date	Mar 9, 2020
Book Page	23118/174
Instrument	12746

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 29, 2018
Property Address	1 DUFFIELD ST, WILBRAHAM, MA 01095-1621
Document Number	22245-31
Book / Page	22245 / 31
Instrument	37193
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DUFFIELD ST, WILBRAHAM, MA 01095-1621

Mortgage

Document Number	222450033
Date	Jun 29, 2018
Instrument	22245/0033

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1 Duffield St was $7,217, up 2.5% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,217.00 (+2.47%)	$413,600 (+5%) Land $96,100 Building $317,500	$450,063 (-6.39%)
2025	$7,043.00 (+3.06%)	$393,900 (+6.63%) Land $96,100 Building $297,800	$480,795 (+4.54%)
2024	$6,834.00 (+5.46%)	$369,400 (+6.61%) Land $96,100 Building $273,300	$459,895
2023	$6,480.00	$346,500 Land $96,100 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Duffield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Duffield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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