1 Dubois Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 1 Dubois Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,146 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2018)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T991600086`

Property Details

APN / Parcel Number

Primary APN	`T991600086`
Alternative APN	`2-0129-7907-00-1085.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
Gross Area	4,011 sqft
1st Floor Area	1,243 sqft
Basement Area	1,133 sqft
Finished Basement	906 sqft
Unfinished Basement	227 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	292 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991600086
Street Address	1 DUBOIS CT
City	O FALLON
State	MO
Zip	63368-7165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #1 LOT 1085
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #1
Legal Lot Number	1085
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

1 Dubois Ct is owned and occupied by two individuals who bought it in April 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Oct 16, 2020	Deed of Trust, Mortgage TEUTOPOLIS ST BK
Oct 16, 2020	Deed of Trust, Mortgage TEUTOPOLIS ST BK
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Mar 14, 2012 · Amount on File
Deed Document Number	2018198930
Deed Book / Page	6904 / 1211
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0047992353
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069650427
Date	Aug 20, 2018
Book Page	6965/0427
Instrument	20180820000474320

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071340335
Date	Aug 30, 2019
Book Page	7134/0335
Instrument	20190830000468720

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Document Number	0000084287
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 DUBOIS CT O FALLON MO 633687165, O FALLON, MO 63368-7165

Mortgage

Document Number	0000084287
Date	Nov 3, 2020
Instrument	84287

Lender

Name	TEUTOPOLIS ST BK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 2, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Document Number	0000084288
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 DUBOIS CT O FALLON MO 633687165, O FALLON, MO 63368-7165

Mortgage

Document Number	0000084288
Date	Nov 3, 2020
Instrument	84288

Lender

Name	TEUTOPOLIS ST BK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 2, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2018
Property Address	1 DUBOIS CT, O FALLON, MO 63368-7165
Document Number	0069041211
Book / Page	6904 / 1211
Map Reference	MB 34 PG 364-368
Instrument Date	Apr 6, 2018
Instrument	20180412000198930
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13201 WHEATON WAY CT, 13201, CREVE COEUR, MO 63141-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DUBOIS CT, O FALLON, MO 63368-7165

Mortgage

Document Number	20180412000198940
Date	Apr 12, 2018
Instrument	20180412000198940

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	63 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1 Dubois Ct was $5,110, up 4.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,730 (-)	$419,634 (-) Land $105,000 Building $314,634
2025	$5,110.00 (+4.22%)	$79,730	$419,634 Land $105,000 Building $314,634
2024	$4,903.00
2023		$74,287
2022			$390,983 Land $70,000 Building $320,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Dubois Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Dubois Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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