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1 Down Dr, Windermere, FL 34786 Property Records

Orange County property record for 1 Down Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1995
Square Footage3,702 sqft Living Area
Lot Size8,901,373 sqft (204 acres)
OccupancyOwner Occupied
Last Sale$1,695,000 (2017)
Tax Bill$22,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-23-28-0000-00-001
Alternative APNs
  • 282308000000001
  • 275887
  • 280732
  • 284892

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,702 sqft Living Area
Gross Area6,132 sqft Gross Area
1st Floor3,702 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1995
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,901,373 sqft (204 acres)
Garage TypeAttached Garage
Garage Area1,200 sqft Garage
Porch Area1,102 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address1 DOWN DR
CityWINDERMERE
StateFL
Zip34786-8664
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNE1/4 & NE1/4 OF SE1/4 (LESS FOOTE LANDING PB 36/82) OF SEC 8/23/2028
Legal Range28E
Legal Township23S
Legal Section08
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Lot Number1
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2002
Census Tract14809

Owner

Source: Orange County records · APN 08-23-28-0000-00-001

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 DOWN DR, WINDERMERE, FL 34786-8664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Jul 31, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Deed Doc Number2017423185
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1 DOWN DR, WINDERMERE, FL 34786-8664
Transaction TypeMortgage
Record UpdatedMay 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 DOWN DR, WINDERMERE, FL 34786-8664

Mortgage

Document Number0000209843
DateApr 13, 2023
Instrument20230209843
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateMay 01, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7%
IndexOther
Max Rate10%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 31, 2017
Property Address1 DOWN DR, WINDERMERE, FL 34786-8664
Document Number0000423185
Instrument DateJul 28, 2017
Instrument20170423185
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyPREMIER TITLE INSURANCE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,865.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14108 YELLOW WOOD CIR, 14108, ORLANDO, FL 32828-8297

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 DOWN DR, WINDERMERE, FL 34786-8664

Mortgage

Document Number0000423186
DateJul 31, 2017
Instrument20170423186
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2032

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,297,100 (+292.38%) Land $1,350,000 Building $3,947,100$5,297,100 (+292.38%) Land $1,350,000 Building $3,947,100
2025$22,577.00 (+0.24%)$1,350,000 (-3.39%) Land $1,350,000$1,350,000 (-30.96%) Land $1,350,000
2024$22,522.00 (-1.83%)
2023$22,942.00 (+2.81%) Homeowner's exemption$1,397,443 (+3%)$1,955,496 (+10.88%) Land $1,350,000 Building $605,496
2022$22,315.00 Homeowner's exemption$1,356,741$1,763,618 Land $1,250,000 Building $513,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation100.7 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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