1 Diaz Ct, West Warwick, RI 02893 Property Records

West Warwick Town property record for 1 Diaz Ct, West Warwick, RI 02893

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1890
Lot Size	0.175 acres (7,640 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Jul 2025)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Oct 2022 Refinance Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-0227-92`

Property Details

APN / Parcel Number

Primary APN	`26-0227-92`
Alternative APNs	`WWAR 041-0058-0-000` `041=0058=0=000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,772 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,640 sqft (0.175 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	26-0227-92
Street Address	1 DIAZ CT
City	WEST WARWICK
State	RI
Zip	02893-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	2
Census Block	2048
Census Tract	20500

Owner

1 Diaz Ct is owned and occupied by an individual who bought it in July 2025.

Source: West Warwick Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1 DIAZ CT, WEST WARWICK, RI 02893-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 11, 2025	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Feb 14, 2020	Deed of Trust, Mortgage · Conventional with PMI GENEVA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	1 DIAZ CT, WEST WARWICK, RI 02893-1410
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024874672
Date	Oct 7, 2022
Instrument	2487-4672

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Jul 11, 2025
Property Address	1 DIAZ CT, WEST WARWICK, RI 02893-1410
Document Number	0024902548
Instrument Date	Jun 11, 2025
Instrument	2490-2548
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DIAZ CT, WEST WARWICK, RI 02893-1410

Mortgage

Document Number	0024902549
Date	Jul 11, 2025
Instrument	2490-2549

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0024902550
Date	Jul 11, 2025
Instrument	2490-2550

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	1 DIAZ CT, WEST WARWICK, RI 02893-1410
Document Number	0000000620
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DIAZ CT WEST WARWICK RI 028931410, WEST WARWICK, RI 02893-1410

Mortgage

Document Number	0000000620
Date	Feb 20, 2020
Instrument	620

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1 Diaz Ct was $4,160.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00	$291,100 Land $63,800 Building $227,300	$343,805
2023	$4,507.00	$246,000 Land $52,900 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Diaz Ct in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Diaz Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Diaz Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures