1 Dearborn St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 1 Dearborn St, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 850 sqft · built 1870
Lot Size	0.046 acres (2,021 sqft)
Owner	2 Individual Names on File
Last Sale	$619,000 (Aug 2023)
Tax Bill	$4,452 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41688-92`

Property Details

APN / Parcel Number

Primary APN	`41688-92`
Alternative APNs	`SALE M:27 L:0253 S:801` `SALE M:27 L:0253`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	3 Stories
Building Area	850 sqft Living Area
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,021 sqft (0.046 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41688-92
Street Address	1 DEARBORN ST
City	SALEM
State	MA
Zip	01970-2401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Lot Number	253
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1022
Census Tract	204600

Owner

1 Dearborn St, a condominium, is owned and occupied by two individuals who bought it in August 2023.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 DEARBORN ST, SALEM, MA 01970-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Aug 7, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Deed Document Number	202320230807001940
Deed Book / Page	41701 / 176
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043284-115
Date	Mar 20, 2026
Book Page	43284/115
Instrument	240

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042031-181
Date	Mar 21, 2024
Book Page	42031/181
Instrument	20240321000360

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040752-525
Date	Feb 28, 2022
Book Page	40752/525
Instrument	20220228000240

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Aug 7, 2023
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Document Number	041701-176
Book / Page	41701 / 176
Instrument Date	Aug 7, 2023
Instrument	20230807001940
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 DEARBORN ST # 2, 2, SALEM, MA 01970-2401

Mortgage

Document Number	230807001950
Date	Aug 7, 2023
Instrument	230807001950

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38286-306
Date	Feb 25, 2020
Book Page	38286/306
Instrument	20200225003180

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	1 DEARBORN ST, SALEM, MA 01970-2401
Document Number	36477-31
Book / Page	036477 / 000031
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36477-31
Date	Jan 18, 2018
Book Page	036477/000031
Instrument	1801181010

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1 Dearborn St was $4,452, up 0.4% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,452.00 (+0.38%)	$413,000 (+5.6%) Building $412,300	$393,732 (-5.2%)
2025	$4,435.00 (-45.58%)	$391,100 (-44.24%) Building $391,100	$415,340
2024	$8,150.00 (+2.28%)	$701,400 (+10.13%) Land $180,500 Building $520,900
2023	$7,968.00	$636,900 Land $166,600 Building $470,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Dearborn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Dearborn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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