St. Charles County property record for 1 De Roy Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 958 sqft · built 1935 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,800 (Jan 2005) |
| Tax Bill | $1,771 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 088540A000 |
| Primary APN | 088540A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 958 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 958 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 39 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 088540A000 |
|---|---|
| Street Address | 1 DE ROY LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ST CHAS HGTS BLK I E 1/2 LOTS 8-10 |
| Legal Subdivision | ST CHAS HGTS |
| Legal Block | I |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310400 |
1 De Roy Ln is owned and occupied by an individual who bought it in January 2005.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 DE ROY LN, SAINT CHARLES, MO 63301-0938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2005 · Amount on File |
| Deed Sale | Jan 18, 2005 · Amount on File |
| Deed Document Number | 200552050 |
| Deed Book / Page | 4080 / 498 |
| Prior Transfer Date | Jan 7, 2004 |
| Prior Transfer Doc | 0040800498 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1 De Roy Ln was $1,771, up 4.9% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 (+4.85%) | $28,024 | $147,497 Land $40,000 Building $107,497 |
| 2024 | $1,689.00 | ||
| 2023 | $26,062 | ||
| 2022 | $137,170 Land $30,000 Building $107,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 De Roy Ln in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 De Roy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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