Santa Cruz County property record for 1 Cross St, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,011 sqft · built 1990 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Dec 2021) |
| Tax Bill | $15,485 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-181-15 |
| Primary APN | 024-181-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,011 sqft Living Area |
| Gross Area | 3,791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 478 sqft |
| Patio Area | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 CROSS ST |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SANTA HACIENDA WOODS |
| Legal Lot Number | 6,7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 121200 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 15, 2021 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 15, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 202160579 |
| Prior Transfer Date | Aug 5, 1996 |
| Prior Transfer Doc | 0000067812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Document Number | 0000022243 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-0022243 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 15, 2021 |
| Property Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Document Number | 0000060579 |
| Map Reference | MB 37 PG 47 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-0060579 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Document Number | 0000060580 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0060580 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 1 CROSS ST, SCOTTS VALLEY, CA 95066-3606 |
| Document Number | 0000006590 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 6590 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1 CROSS ST SCOTTS VALLEY CA 950663606, SCOTTS VALLEY, CA 95066-3606 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,298,918 (+2%) Land $920,067 Building $378,851 | ||
| 2025 | $15,485.00 (+8.56%) Homeowner's exemption | $1,273,450 (+4.04%) Land $902,027 Building $371,423 | |
| 2023 | $14,264.00 (+1.34%) Homeowner's exemption | $1,224,000 Land $867,000 Building $357,000 | $1,231,110 |
| 2022 | $14,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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