1 Cross St, Buzzards Bay, MA 02532 Property Records

Plymouth County and Wareham Town property record for 1 Cross St, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 1945
Lot Size	0.059 acres (2,574 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2018)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WARE M:0003B B:001 L:00007`

Property Details

APN / Parcel Number

Primary APN	`WARE M:0003B B:001 L:00007`
Alternative APN	`WRHM M:0003B B:001 L:00007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,064 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,574 sqft (0.059 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 CROSS ST
City	BUZZARDS BAY
State	MA
Zip	02532-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	1
Legal Lot Number	7
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	3
Census Block	3019
Census Tract	545300

Owner

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 CROSS ST, BUZZARDS BAY, MA 02532-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC
Aug 28, 2018	Quit Claim Deed, Transfer HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Book / Page	50221 / 57
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	1 CROSS ST, BUZZARDS BAY, MA 02532-5309
Document Number	53091-159
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 CROSS ST CARVER MA 023301310, CARVER, MA 02330-1310

Mortgage

Document Number	53091-159
Date	Jul 17, 2020
Book Page	053091/000159
Instrument	62674

Lender

Name	HARBORONE MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Aug 28, 2018
Property Address	1 CROSS ST, BUZZARDS BAY, MA 02532-5309
Document Number	50221-57
Book / Page	50221 / 57
Instrument	70681
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	502210059
Date	Aug 28, 2018
Instrument	50221/0059

Lender

Name	HARBORONE MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,585.00 (+0.99%)	$417,600 (+7.44%) Land $169,000 Building $248,600	$539,600
2024	$4,540.00 (+4.32%)	$388,700 (+9.86%) Land $124,900 Building $263,800
2023	$4,352.00	$353,800 Land $113,500 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 individual policies
Nearby Flood Policies	63 units insured incl. 8 condo units
Nearby Flood Claims	21 (1978–2017)
Claims Outside the SFHA	5 of 21
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSET FIRE DISTRICTWATER DEPT. serves 5,392 people · EPA ID MA4310003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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